When you’re thinking about travel credit cards, there are many good choices available. But the best choice for you should match how you spend money and make your trips more comfortable and rewarding.
With a good rewards credit card, you can get cool travel benefits like being able to use airport lounges and going through airport security quickly. Some cards don’t charge extra fees when you buy things in foreign countries, which is great for trips abroad. The best travel cards also let you earn points and miles that you can use to get free flights and hotel stays.
As you’re looking for a card to help you on your next trip, it’s helpful to compare different credit cards for international travel. This way, you can see which one matches your travel style and goals. Here are some of the best credit cards for travel overseas and what they offer in terms of benefits and rewards.
1. Chase Sapphire Reserve: This is the top card for international travel
- Rewards: You get 10X points on hotel and car rental purchases, 5X points on air travel, and 3X points on other travel.
- Extra Perks: You can earn extra rewards after using the $300 travel credit. Also, you get 3X points on dining and 1X point on other purchases.
- Downsides: The annual fee is $550.
2. The Platinum Card from American Express: Good for lounge access.
- Rewards: You get 5X points on airfare and prepaid hotels, and 1X points on other purchases.
- Extra Perks: You can access many airport lounges around the world.
- Downsides: The annual fee is $695.
3. Capital One Venture Rewards Credit Card: Flexible option for international travel.
- Rewards: You earn 5X miles on hotels and rental cars, and 2X miles on everything else.
- Bonus: You can get 75,000 miles if you spend $4,000 in the first three months.
- Downsides: The annual fee is $95.
4. Chase Sapphire Preferred Card: Great for occasional international trips.
- Rewards: You get 5X points on Lyft rides, 5X points on travel, 3X points on dining, and 2X points on other travel.
- Bonus: You can get 60,000 points if you spend $4,000 in the first three months.
- Downsides: The annual fee is $95.
5. Capital One VentureOne Rewards Credit Card: No-fee option for international travel.
- Rewards: You earn 5X miles on hotels and rental cars, and 1.25X miles on everything else.
- Bonus: You can get 20,000 miles if you spend $500 in the first three months.
- Benefits: No annual fee and no foreign transaction fees.
6. Bank of America Travel Rewards Credit Card for Students: Good for students traveling internationally.
- Rewards: You earn 1.5X points on all purchases.
- Bonus: You can get 25,000 points if you spend a certain amount in the first few months.
- Benefits: No annual fee and no foreign transaction fees.
- Downsides: High penalty APR and late payment fees.
When you’re choosing a card for international travel, look for things like whether the card is widely accepted where you’ll be traveling, if it charges extra fees for foreign purchases, and if it has good benefits like travel insurance and airport lounge access.
Remember to let your credit card company know you’ll be traveling to avoid any issues, and consider having more than one card in case one doesn’t work. It’s also a good idea to use your credit card instead of cash for better security and exchange rates. Choose the card that fits your travel plans and goals the best!
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