Credit cards can be confusing and change often. Our experts are very knowledgeable about credit cards and they want to help you find the right one for you. Check out the credit card winners below that they recommend from our partners.
Wells Fargo Active Cash® Card
- Get $200 in cash rewards when you spend $500 on purchases within the first 3 months.
- Earn an unlimited 2% cash rewards on all your purchases.
- Pay 0% interest for 15 months on purchases and qualifying balance transfers when you open an account. After that, the interest rate will be between 19.99% and 29.99% variable APR. If you make a balance transfer within 120 days, you’ll have a 3% fee and the intro rate, and after that, a balance transfer fee of up to 5% (minimum $5).
- There’s no annual fee for this card.
- No need to keep track of categories or worry about rewards expiring, as long as your account remains open.
- Access a premium collection of benefits at prestigious hotels worldwide with Visa Signature Concierge.
- Get up to $600 of cell phone protection against damage or theft by paying your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
- Click “Apply Now” for more information on the product’s features, terms, and conditions.
Purchase APR
0% Intro APR for 18 billing cycles for purchases, then 17.99% – 27.99% Variable APR
Balance Transfer APR
0% intro APR for 15 months from account opening on qualifying balance transfers, then 19.99%, 24.99%, or 29.99% variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Cash Rewards
2%
Welcome Bonus
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
on Bank of America’s secure site
Bank of America® Travel Rewards Credit card
- You get 1.5 points for every dollar you spend on things. No yearly fee or extra charges when buying from other countries. The points don’t disappear.
- Get 25,000 bonus points online if you spend $1,000 in the first 90 days – that’s like $250 for travel costs.
- Use the card to plan your trip how you like, not just on certain websites or times.
- Use points to pay for travel or food expenses, like flights, hotels, cars, and restaurant meals.
- No interest on purchases and balance transfers for the first year, then it can be 18.24% – 28.24%.
- If you’re in Preferred Rewards, you can earn 25%-75% more points. So instead of 1.5 points, it’s 1.87-2.62 points for every dollar.
- The card is secure like a chip card, but you can tap to pay.
- This deal is only online, not at Bank of America places. Get it by applying now.
Purchase APR
0% Intro APR for 15 billing cycles for purchases, then 18.24% – 28.24% Variable APR
Balance Transfer APR
0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days, then 18.24% – 28.24% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Cash Rewards
1.5x Points
Welcome Bonus
You can get 25,000 bonus points online if you spend $1,000 within the first 90 days after you open the account. These points can be turned into a $250 discount for your travel expenses.
on Discover’s secure site
Discover it® Balance Transfer
- Intro Offer: Unlimited Cashback Match – only from Discover. At the end of your first year, Discover will double the cash back you earned! No need to spend a lot or worry about limits. For example, if you got $150 cash back, Discover will give you $150 more, making it $300.
- You’ll also get 5% cash back on everyday things like Amazon.com, groceries, restaurants, and gas stations – but only up to a certain amount each quarter. Everything else you buy gets you 1% cash back.
- Discover can even help you protect your personal info online by removing it from certain sites that might sell your data. This is free and you can do it with the mobile app.
- Every dollar of cash back you earn is like having an extra dollar you can use. No yearly fee.
- Check Discover’s website for more details.”
Purchase APR
0% Intro APR on purchases for 6 months, then 17.24% – 28.24% Variable APR
Balance Transfer APR
0% Intro APR on balance transfers for 18 months, then 17.24% – 28.24% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Cash Rewards
1% – 5%
Welcome Bonus
At the end of your first year, Discover will give you the same amount of cash back that you earned.
on American Express’ secure site
Blue Cash Preferred® Card from American Express
- Get a $250 discount on your bill after you spend $3,000 using your new Card in the first 6 months.
- You won’t have to pay any yearly fees in the first year, but after that, it’s $95.
- Buy Now, Pay Later: Split big purchases into smaller payments using Plan It® and pay $0 fees for the first 12 months. After that, there might be a small fee based on how much you’re paying and for how long.
- Start off with a low interest rate: 0% for 12 months on things you buy or balance transfers. After that, the rate could be between 19.24% and 29.99%.
- Get 6% cash back on groceries (up to $6,000 per year), select streaming services, and at gas stations and for public transportation like buses.
- You’ll also get 3% cash back at U.S. gas stations and for travel like taxis and trains, plus 1% cash back on other purchases.
- The cash back you earn can be used to lower your bill.
- If you pay for Equinox+ membership, you could get up to $120 back each year.
- If you’re thinking about The Disney Bundle, you could get $7 back each month after you spend $12.99 or more.
- Make sure to sign up to get these benefits.
Purchase APR
0% Intro APR for 18 billing cycles for purchases, then 17.99% – 27.99% Variable APR
Balance Transfer APR
0% intro APR for 15 months from account opening on qualifying balance transfers, then 19.99%, 24.99%, or 29.99% variable APR
Annual Fee
$0
Recommended Credit Score
Excellent/Good
670 – 850*
Cash Rewards
2%
Welcome Bonus
Get $250 as a reward after you buy things worth $3,000 with your new Card in the first 6 months.
on Capital One’s secure site
Capital One SavorOne Cash Rewards Credit Card
- Get a special $200 bonus when you spend $1,000 on things within the first 3 months of getting the card.
- You’ll get 3% cash back on eating out, having fun, using popular streaming services, and buying groceries (except at big stores like Walmart® and Target®). For everything else, you’ll get 1% cash back.
- If you use Uber or Uber Eats, you’ll get a big 10% cash back. You’ll also get some free Uber One membership benefits until November 14, 2024.
- When you enjoy entertainment with Capital One, you’ll earn 8% cash back.
- Book hotels and rental cars through Capital One Travel and you’ll earn 5% cash back, plus the best prices. You don’t have to worry about changing categories or signing up – your cash back will last forever, and you can earn as much as you want.
- You won’t have to deal with changing categories or signing up for rewards, and your cash back will never expire. Plus, there’s no limit to how much you can earn.
- For the first 15 months, you won’t pay interest on what you buy or move from other cards. After that, the interest rate can be between 19.99% and 29.99%. If you move a balance in the first 15 months, there’s a 3% fee.
- You won’t be charged any extra fees for buying things in other countries.
- Best of all, you won’t have to pay any annual fees for having the card.”
